Here Are Some Of The Most Common Questions We Answer During The Credit Assessment:

  • Can I refinance to a lower rate, even if my bank said no?
  • How much can I borrow?
  • When can I purchase my first investment property?
  • How much deposit do I need?
  • What will my repayments be?
  • What should I prioritise: growth, or yield?
  • How do I structure my loans for control and flexibility?
  • Should I keep all of my loans with the same bank, or am I better off engaging multiple lenders?
  • How do I prevent “cross-securitisation” that may prevent me from further wealth creation or business growth?
  • Should I purchase property in an SMSF?
  • Will a lender give me enough money to develop a series of properties?

Unlike banks (where you often meet with a junior employee), and other brokers (where you meet with a commission salesperson), your Free Lending Assessment at Virtus is with a lending specialist who will give you expert, independent advice specific to your situation.

Naturally, we hope that you will consider engaging our services to help you find, finance, and grow your property portfolio. In the meantime, we are glad to offer our help in this way.

In summary, we help you:

Start or grow a property portfolio that balances growth and security
Worry less about the ups and downs of our current market
Borrow more money and better leverage current assets
Use data and methodologies to make informed decisions
Build your wealth and live the life you’ve always wanted

People Are Talking About Virtus

Dozens of clients (so far) have taken the time to give us a 5-star review. Here’s what some of them had to say about how we’ve helped them:

"5 stars and highly recommend"

“Travis and Sarah’s professionalism has been a new and amazing experience for me. The stress of being self employed and applying for a home loan was initially overwhelming until these two guided me through every step of a completely streamline process. I cannot thank VMBS enough for all their patience and hard work🧡. 5 stars and highly recommend:)”

Chris Dowley

"I would recommend his services to anyone"

“Travis was very professional, thoughtful, and knowledgeable throughout our whole lending experience. He was very fast and conscientious, which resulted in getting our lending approved in record time. The technology he utilizes makes the whole process seamless and extremely user-friendly. I would recommend his services to anyone.”

Nicola Wulf

"He is exceptionally good at his job"

“Do yourself a favour and get Travis on board with your financing!! I was a first-time homebuyer with absolutely no idea and he made it all work out. He is exceptionally good at his job, and I strongly recommend him to anyone looking for a house.”

Josh Flatley

"We highly recommend"

“Travis went above & beyond to negotiate the best deal with the banks on our behalf as well as ensuring finance approval for our property purchase proceeded in a timely manner. We highly recommend Virtus Mortgage Broking Services & look forward to being long-term customers.”

Marc & Lara Fabiani

"It was a pleasure to work with Sacha."

“I can highly recommend Sacha from Virtus Mortgage Broking Services. I found Sacha to be diligent in her professionalism, providing expert guidance and knowledge during the recent purchase of my property. It was a pleasure to work with Sacha.”

Christine Ryan

"We're delighted with our recent purchase"

“Travis and Sarah have been fantastic! Our journey was pretty long and at times stressful, with ongoing complications, but Sarah and Travis were amazing in their perseverance, ensuring we got there in the end. We're delighted with our recent purchase and can't thank Sarah and Travis enough for their ongoing and proactive communication, and overall service and professionalism. Can't recommend highly enough!”

Melanie Grigg
Emma NeylonEmma Neylon
01:15 22 Nov 23
Great communication & easy to deal with! 5 stars!
shari hopeshari hope
06:35 14 Nov 23
We could not recommend Travis and the team at Virtus higher.Travis helped us secure bridging finance and went above and beyond to achieve a positive result, under very tight time constraints. His knowledge, experience and communication were of the highest standard and we would not hesitate in recommending Travis and the team at Virtus to anyone looking for mortgage broker services. Thank you, Travis, for the high level of professionalism and service shown to us while helping us secure our dream home. Warmest regards, Alastair and Shari.
Stephen MckenzieStephen Mckenzie
04:33 29 Oct 23
Travis has been extremely helpful. The communication and support has made the process seamless.
Jack ThorntonJack Thornton
05:10 24 Oct 23
10/10 service, Travis really knows what he is doing, many thanks to the team there can’t rate them highly enough.
Lynda MuirLynda Muir
23:17 16 Oct 23
Sacha was recommended to me, and I am so grateful.Sacha helped me purchase my property when the banks said no. She worked to find a bank that would make it all happen, provided ongoing communication keeping me up to date on the process, very professional, honest, friendly, and easy to talk. No request was ever too much.I wouldn't hesitate to use Sacha again in the future or recommend it to family and friends.Thank you, Sacha 😊
Byron WardByron Ward
00:59 10 Oct 23
Travis and his team are amazing! We have now used Virtus Mortgage Broking Services three times over the years with our mortgages and each time the team are beyond helpful. Everything is always explained in detail and no request is ever too hard. They are quick and efficient and keep you informed and up to date throughout the process. Could not recommend this team enough!
Cristina ZanettiCristina Zanetti
00:18 09 Oct 23
My partner and I have gone through the process of buying our first property, and I couldn't recommend Virtus enough. They guided us through each step as two young first-property buyers and were always available to answer any questions we had. Our finance was assessed and approved quickly thanks to Travis and Sarah bring very prompt, organised and easy to communicate with, and they were always on top of letting us or other relevant parties know exactly what information was needed throughout the application process. Thank you guys so much, you have made this big new chapter of our lives much easier and positive than we could have imagined!
Jordan MarshallJordan Marshall
08:58 06 Oct 23
Amazing service, made my life a lot easier.
SusieB & SonSusieB & Son
00:39 05 Oct 23
The team has done it again. Cant thank Travis, Sarah, and the team enough. Commuication, throughout the whole process is spot on. Borrowing is made easy with Virtus. The company is getting popular for a reason. I have referred friends and they have come out gleaming with happiness also. Will always be using virtus for my future investments.Thank you team your service is impeccable.I highly recommend them to anyone, you wont be disappointed.
James BrownJames Brown
10:00 29 Sep 23
Jackie WrigglesworthJackie Wrigglesworth
01:23 25 Sep 23
Informative, knowledgeable prompt service
Mark TattamMark Tattam
23:18 08 Sep 23
My first time dealing with Travis from Virtus.He was easy do deal with and made the entire processing of finding the best mortgage for our situation as smooth as possible.Would recommend to friends and family.
Natalie GraceNatalie Grace
03:58 30 Aug 23
So grateful we found Travis! The mortgage game is tricky to navigate and Travis has been incredible with all his knowledge and diligence. He did all the hard work and found us the best mortgage options alleviating all the stress of that from us. His communication is great and he is so approachable…no question or change to plans was ever an issue. We’ll be sticking with Travis for all of our further mortgage needs without a doubt!
George CorbettGeorge Corbett
15:00 23 Aug 23
Dealing with Travis and the team at Virtus is second to none,Dealt with the team on two occasions now the professionalism the “I got you attitude” giving you the confidence that you think you don’t have is a Breathe of fresh air giving you great options and finding the best Banks to fit your needs and budget.Travis and the team at Virtus plays a massive part in my financial decision and my financial network to make things happen.
Ethan GrayEthan Gray
12:08 23 Aug 23
Travis was an awesome help and answered any questions we had with great and easy to follow explanations. He has gone above and beyond to help us purchase our first home. Would highly recommend working with Travis/ Virtus Mortgage Broking Service
Roxy SprouleRoxy Sproule
03:17 23 Jun 23
Travis and his team went above and beyond to assist our family in securing a mortgage for our family home. Thanks to Travis's expertise and dedication, we obtained a mortgage that exceeded our expectations. He thoroughly understood the challenges faced with self-employment and connected us with a lender who understood this.Travis demonstrated a deep understanding of my husband's self-employment circumstances, providing tailored guidance and flawlessly presenting our financial documents to potential lenders. Throughout the process, Travis and his team maintained excellent communication, promptly addressing our concerns. We highly recommend Travis and his team to anyone seeking a mortgage. Their exceptional service and commitment to finding the best solutions make them the go-to mortgage brokers in the industry. We are grateful to Travis for his invaluable support, making our mortgage journey a success!
Cooper LowerCooper Lower
04:04 13 Jun 23
We recently got on to Travis/Virtus Mortgage Broking services through a great recommendation from a friend and can say that we were overwhelmed with the support from the Virtus team. Travis and his team went above and beyond to ensure we got the best loan options available and we were really impressed with their communication, flexibility and efficiency. We look forward to exploring all future purchasing options through Travis and the team as we are eager to keep expanding in the property space personally and commercially. Thanks again!
Kellie GollingsKellie Gollings
03:26 17 May 23
I couldn’t recommend Sacha Harrison & team at Virtus Mortgage Brokering Services highly enough! Sacha has been an absolute power house throughout my loan journey. Super efficient, always quick to call or email with any updates and goes above and beyond with getting what you need across the line! Sacha huge thanks to you - you’ve made this process and easy one to navigate & you’ve made my dream come true! Couldn’t thank you enough! I’ve already passed your number onto several friends and will continue to do so! You won’t be disappointed contacting Sacha & team for brokering services! I’d give you a 10 star rating if I could!Thank you so so much - Kellie Gollings
Lara FabianiLara Fabiani
09:03 27 Nov 22
Virtus Mortgage Broking Services have provided excellent advice & professional service with refinancing our home loans & facilitating a further loan for an investment property. Travis is very thorough & always responsive to the many questions we had throughout the process. Travis went above & beyond to negotiate the best deal with the banks on our behalf as well as ensuring finance approval for our property purchase proceeded in a timely manner. We highly recommend Virtus Mortgage Broking Services & look forward to being long term customers. Marc & Lara Fabiani
chris dowleychris dowley
00:02 06 Sep 22
Travis and Sarah’s professionalism has been a new and amazing experience for me. The stress of being self employed and applying for a home loan was initially overwhelming until these two guided me through every step of a completely streamline process. I cannot thank VMBS enough for all their patience and hard work????5 stars and highly recommend:)
Billie DavisBillie Davis
01:28 27 Jul 22
Travis and his team have been nothing short of amazing handling our matters; they worked their magic and helped us achieve the best outcome. Each step of the process was made easy and having their support helped us immensely. Thank you again for all that you have done and we look forward to continue working together.
Lisa MussingLisa Mussing
00:30 10 Jun 22
Travis and the team at Virtus Mortgage Broking Services have been second to none. From the first initial phone meeting we knew we had been linked to a broker that we could trust and also understood the vision we have. They made the process so seamless. I highly recommend them to anyone that needs a mortgage broking service.
Kerri SmithKerri Smith
06:37 07 May 22
From my first conversations with Travis, and Sarah, the Virtus Team were there from start to finish in regards to aiding me to purchase my home - making the process easier than anticipated. Thank you to you and your team for navigating the mortgage process for me. I also want to thank you for the little personal touches along the way, from Travis's call to let me know my finance was approved. The answering of my many questions via email or phone, and up to Sarah's final call to congratulation me on settlement. Thank you very much.
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